We believe that everyone should be able to obtain life insurance. Even if they have a medical condition.

More about the way we work

DH Reinsurance: A unique reinsurer

If someone has a medical condition or has been ill, taking out a life insurance policy is not self-evident. Insurers can then reject the application. DH Reinsurance wants to prevent people from being uninsured against their will. That is why we have been active as a reinsurer since 1905. We offer insurers the opportunity to cede the life insurance policy to us. In this way, we increase the insurability of this group of vulnerable people.

Why DH Reinsurance?

  • 120 years of experience as a reinsurer
  • We accept over 90% of the applications
  • Unique medical knowledge and expertise
  • Personal, fast and professional
  • Insurers have an answer within 2 days

This is what we can do for you

You are a financial advisor and want the best for your client

Do you have a client with a medically increased risk profile who wants to take out life insurance? We are happy to tell you what the possibilities are. This way you can offer your client the best solution.

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You are an insurer and want to work with DH Reinsurance

We offer insurers the opportunity to cede the life insurance to us and take over the financial risk, making insurance possible in most cases. Any supervised life insurer can reinsure risks with DH Reinsurance.

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You have a medical condition and want to take out life insurance

Do you want to take out life insurance and do you have a medical condition? Then the outcome of the application is often uncertain. We provide customized solutions to insurers so that they can accept medically increased risks.

Insuring medical conditions

DH Reinsurance has built up a unique amount of medical expertise. Complex medical conditions are expertly translated by our medical advisors into an appropriate risk profile. Whether it concerns common conditions such as obesity, diabetes, cardiovascular disease or cancer, or rare conditions, the involvement of DH Reinsurance as the reinsurer makes it possible for insurers to accept these risks in most cases.

At DH Reinsurance, every application is considered to be unique and personally assessed by our experienced medical advisors.